Europe remains a dream destination for travelers worldwide—but also one of the most expensive places to stay. Fortunately, if you’ve been collecting Amex, Chase, or Capital One points, you can tap into incredible value by booking luxury and boutique hotels across Europe using your rewards.
Whether you’re looking for a romantic stay in Paris, a spa retreat in Italy, or a modern business-class room in Berlin, there are dozens of great options for travel credit card redemptions in 2025.
Here’s a curated list of top hotels in Europe you can book with credit card points—plus strategies for each issuer to help you get the most for your miles.
How Credit Card Points Book Hotels in Europe
| Issuer | Best Hotel Programs | Booking Method | Redemption Value |
|---|---|---|---|
| Chase | Hyatt, SLH, Marriott, IHG | Chase Travel Portal or Point Transfers | 1.25¢–2.5¢ per point |
| Amex | Hilton, Marriott, Choice | Amex Travel or Point Transfers | 0.7¢–2.0¢ per point |
| Capital One | Wyndham, Choice, Accor | Capital One Travel or Transfer Partners | 1¢–2¢ per mile |
Now, let’s break down the top hotel redemptions by city and card.
Paris, France
Park Hyatt Paris–Vendôme (Chase)
- Program: World of Hyatt
- Points Required: 35,000–45,000 points/night
- Cash Rate: $800–$1,200/night
- Value: ~2.0–2.5 cents per point
- Booking Method: Transfer Chase Ultimate Rewards to Hyatt
One of the most luxurious hotels in Paris and among the highest-value Hyatt redemptions worldwide. Expect Michelin dining, spacious suites, and unbeatable location near Place Vendôme.
Hotel du Louvre (Amex)
- Program: Hyatt (via SLH, Amex transfer to Chase > Hyatt)
- Amex Workaround: Transfer to Chase via family or use Amex FHR
- Cash Rate: $500–$700/night
If using Amex Platinum, book via Fine Hotels & Resorts for perks like upgrades, free breakfast, and $100 credit—even if redemption value is slightly lower.
Rome, Italy
Hotel Chapter Roma (Chase)
- Program: World of Hyatt (SLH)
- Points: 20,000–25,000 per night
- Style: Design-focused boutique in central Rome
A great mid-point redemption for travelers who want authentic, modern accommodations just minutes from Trastevere and the Pantheon.
Rome Cavalieri Waldorf Astoria (Amex)
- Program: Hilton Honors
- Points: ~80,000–95,000 per night
- Cash Rate: $600+ per night
- Transfer Rate: 1:2 from Amex → Hilton
The rooftop views and luxury spa make this property worth the high redemption cost. Great for Amex Platinum cardholders who have elite Hilton status.
Barcelona, Spain
Almanac Barcelona (Capital One)
- Program: Accor (Live Limitless)
- Miles Required: ~30,000–40,000 Capital One Miles
- Cash Price: ~$400–$500/night
You can transfer miles to Accor Live Limitless (ALL) to book premium stays like Almanac, or redeem through Capital One Travel for 1 cent per mile with easier access.
Hotel 1898 (Chase or Amex via portal)
- Style: Colonial-chic hotel with rooftop pool on La Rambla
- Booking Strategy: Use Chase Sapphire or Amex Gold to book via portal and earn 5x–10x points or redeem directly
Hotel 1898 is not part of a major loyalty program, but booking through portals still delivers strong value, especially during shoulder season.
Vienna, Austria
Andaz Vienna Am Belvedere (Chase)
- Program: Hyatt
- Points Required: ~17,000–20,000/night
- Cash Rate: ~$350–$450
- Value: 1.8–2.1 cents per point
A newer Hyatt property with a sleek modern design near Belvedere Palace and Vienna Central Station. Perfect for both business and leisure travelers.
Hotel Bristol Vienna (Amex)
- Program: Marriott Bonvoy
- Points: 50,000–60,000 per night
- Cash Rate: ~$450–$600
- Booking Tip: Use Amex MR → Marriott transfer, but value is lower (~0.7¢ per point)
Use this redemption if you’re sitting on excess Marriott points or want an upscale, classic experience with elite recognition.
Berlin, Germany
Hotel Luc, Autograph Collection (Capital One or Amex)
- Program: Marriott Bonvoy
- Transfer Options: Amex or Capital One to Marriott
- Points Required: ~45,000–55,000
- Style: Sleek and modern, ideal for business travelers
Located just off Unter den Linden and perfect for combining sightseeing with professional meetings.
The Mandala Hotel (Chase via SLH/Hyatt)
- Points Required: ~25,000–30,000
- Perks: Suites with kitchens, fitness center, spa access
A top SLH property bookable with Hyatt points via Chase—solid value and ideal for longer stays.
Amsterdam, Netherlands
Andaz Amsterdam Prinsengracht (Chase)
- Points: 25,000–29,000/night
- Cash Rate: ~$500
- Location: Central canal-side property with art-focused design
Another standout Hyatt redemption in Europe. The Andaz Amsterdam offers both excellent value and one of the most scenic hotel locations in the city.
Conservatorium Hotel (Amex or Capital One)
- Program: Bookable via FHR or ALL
- Cash Rate: $700–$1,000
- Strategy: Use Amex FHR for upgrades and credits, or Capital One miles at 1¢ per mile in portal
This five-star property caters to travelers seeking art, wellness, and luxury in one of Amsterdam’s most prestigious districts.
Booking Tips to Maximize Hotel Points in Europe
Use Transfer Bonuses
- Amex frequently offers 30% transfer bonuses to Hilton or Marriott
- Chase occasionally offers 25% bonuses to IHG or Hyatt
Choose Hyatt Over Marriott When Possible
- Hyatt award charts are far more favorable
- Fewer points = more nights, especially for SLH partners
Book Early for Peak Season
- European summer redemptions book up months in advance
- Hyatt and Marriott both release award nights ~12 months ahead
Use Credit Card Perks to Fill Gaps
- Amex Platinum: $200 hotel credit, upgrades, and late checkout via FHR
- Chase Sapphire Reserve: 1.5x point redemption through Chase Travel
- Capital One Venture X: $300 travel credit + 10x miles on hotels
Final Thoughts
Using points for hotel stays in Europe isn’t just about saving money—it’s about unlocking better experiences. With the right travel card and redemption strategy, you can stay in Parisian luxury, Roman palaces, or Amsterdam canal houses without paying cash rates.
For the best value:
- Use Chase points with Hyatt properties across Europe
- Use Capital One miles to erase charges or transfer to Accor/Wyndham
- Use Amex points when transfer bonuses or FHR perks make it worthwhile
Your dream trip to Europe doesn’t have to cost a fortune. Your points can cover it—if you know where to stay.